The Annual Wellness Program
An advanced exam each year, featuring comprehensive screenings and diagnostics, and a wellness plan built around you.
Stephen Williams Internal Medicine, M.D., P.C. Troy, Michigan Since 1999
Membership
What you are actually joining.
Dr. Williams affiliated with MDVIP in 2023. That gave the practice a structure: far fewer patients, the Annual Wellness Program, and the time to use both. Here is what that means in practice, and what it does not mean.
I Insurance and the fee
Two different things, and two different bills.
Nearly everyone arrives at this page worried they are being asked to pay twice for the same care. They are not. One column is billed to your insurance. The other is the annual membership fee, paid directly to the practice. Nothing appears in both.
Billed to your insurance
- Office visits and urgent problems
- Hospital care, surgery and procedures
- Laboratory work and imaging
- Specialist referrals
- Prescriptions under your plan
- Your copays, coinsurance and deductibles
Billed to your plan the way it is now, where it applies. Membership does not replace your insurance: keep your plan and keep your card. What your own plan covers, and what it does not, is unchanged by joining.
Covered by the annual fee
- The Annual Wellness Program
- Comprehensive screenings and diagnostics
- A custom wellness plan designed for you
- Same-day and next-day appointments
- Unhurried, properly scheduled visits
- 24/7 physician availability
One flat annual fee, paid directly to the practice and not billed to insurance. It is what pays for a deliberately smaller practice and the time that comes with it.
II What membership includes
The whole list, in plain language.
Same-day and next-day appointments
When something comes up, you are seen that day or the next, rather than weeks later.
Appointments that are not rushed
Visits are scheduled with enough room for everything you came in for, and the things you almost did not mention.
24/7 physician availability
Direct after-hours communication with Dr. Williams for urgent concerns, and continued support from him even when you are out of town.
Coordination with your specialists
When you need a cardiologist or a surgeon, the referral comes from a physician who knows your history and follows through.
Continuity you can count on
The same doctor every time. No rotating providers, no starting your story over at every visit.
III What it costs
A flat annual fee, told to you before you decide.
Membership is one yearly figure. There is no per-visit charge on top of it and no tiered plan to choose between. Many members put an HSA or FSA toward it.
The office will give you the exact number on the first call, along with what it includes, and nobody is asked to decide on the phone. If it is not right for you, that is a perfectly good outcome of the conversation.
IV How to join
Four steps, and you can stop at any of them.
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01
You ask for a call
Use the form or ring the office. No health questions, and nothing is decided on that first call.
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02
You talk it through
The office explains what membership includes, what it costs, and how it works alongside your insurance. Ask everything.
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03
You meet Dr. Williams
An in-person visit before you commit to anything, so the decision is made after meeting the physician, not before.
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04
You join, and we schedule the exam
Your first annual wellness exam is booked, and from that morning forward you have a plan and a physician who answers.
Start here
Ask what it costs.
The office will give you the figure, explain exactly what it covers, and let you think about it. No obligation, and no health questions on the form.